International travel can be an exciting adventure, but it can also bring many unpredictable situations if you should need medical care while you’re abroad. We provide U.S. citizens and non-U.S. citizens with International insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world, our site has a product to meet your needs.
Welcome to IMG®'s section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied - that's why our products are too. Our full-service approach to providing international medical insurance products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.
For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view each of the products or click on one of the specific product categories below to help narrow your search. You may also obtain more detailed plan information by clicking on the "Download a brochure & application" link associated with each product. Once you have determined which plan best fits your needs, click on the "Quote/Buy Insurance" link and you can complete the simple and easy-to-follow application.
Patriot Lite Travel Medical InsuranceSM
Individual & family – Short-term coverage available from five days up to two years.
Highlights
- Travel medical insurance for individuals, families, and groups
- Coverage for medical expenses, evacuation, and repatriation
- Renewable up to 24 months
- Coverage for acute onset of pre-existing conditions
iTravelInsured - Travel Insurance
Highlights
- Insurance that covers trip cancellation, travel delays and other losses incurred while traveling
- Travel insurance program for trips up to 180 days
- Standard Coverage for trip cancellation and interruption
- Emergency medical expense, evacuation, and reunion benefits
- Three product options for varying levels of coverage
Patriot America® Plus
Short-term travel medical insurance for non-U.S. individuals, families, and groups from 5 days to 2 years
Highlights
- COVID-19 coverage for travelers to the U.S.
- Coverage for non-U.S. residents traveling to the USA
- Coverage for acute onset of pre-existing conditions
- Renewable up to 24 months
- Maximum Limits from $10,000 to $1,000,000
Global Medical Insurance®
Individual & family – Flexible long-term annually renewable plan.
Highlights
- Long-term (1+ year) comprehensive worldwide medical insurance for individuals and families
- Annually renewable medical coverage
- Deductible options from $100 to $25,000
- Maximum limit options from $1,000,000 to $8,000,000
Patriot Platinum Travel Medical InsuranceSM
Individual & family – First-class short-term coverage available from five days up to three years.
Highlights
- 24/7 access to telehealth providers for non-emergency care
- Medical coverage for unexpected illnesses & accidents up to policy maximum
- COVID-19 covered same as any other illness
- Maximum limits from $2,000,000 to $8,000,000
- Emergency medical evacuation coverage up to policy maximum
- Access to Travel Intelligence App for location-specific alerts & information
GEOSM Group
Groups of two or more members - Long-term annually renewable employer sponsored group insurance.
Highlights
- Employer-sponsored group health insurance for internationally assigned employees
- Life, dental and daily indemnity coverage
- Full group takeover and replacement provision
- COBRA and HIPAA like options
- Enhanced benefit option for U.S.-based employers
Patriot Multi-TripSM
Individual & family - Short-term coverage available up to three years for travelers who take frequent trips throughout the year.
Highlights
- Annual multi-trip travel medical insurance for individuals, families and groups
- Deductible of $250
- Maximum limit of $1,000,000
- Coverage for multiple trips up to 30 or 45 days
- Flexibility to travel as many times per year
Student Health AdvantageSM
Individual or groups of five or more members - Long-term coverage available from one month up to five years for educational programs.
Highlights
- Medical insurance for international students or scholars participating in a sponsored study abroad program
- Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- Deductible of $100
- Maximum limit for student: $500,000
Patriot Exchange ProgramSM
Individual or groups of five or more members - Short-term coverage available from one month up to four years for educational and cultural exchange programs.
Highlights
- Medical insurance for students studying abroad or participants of cultural exchange programs
- Deductible options from $0 to $100
- Maximum limit $5,000,000
- Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements
Student Health AdvantageSM Platinum
Individual or groups of five or more members - Long-term coverage available from one month up to five years for educational programs.
Highlights
- Medical insurance for international students or scholars participating in a sponsored study abroad program
- Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
- Maximum limit for student: $1,000,000
- Provides coverage for mental health, organized sports and pre-existing conditions
GlobeHopper® Senior
Individual & spouse – Short-term travel medical insurance for travelers age 65+
Highlights
- Travel medical insurance for travelers age 65+
- GlobeHopper Senior Single-Trip is extendable up to 12 months
- Deductible options from $0 to $2,500
- Maximum limits from $50,000 to $1,000,000
- Two plan designs €“ Single-Trip and Multi-Trip
International Marine Medical InsuranceSM
Groups of two members or more members - Long-term annually renewable group insurance for professional marine crew.
Highlights
- Worldwide group coverage for professional marine crew
- $5,000,000 maximum benefit per insured person per period of coverage
- Primary to the vessel's Protection and Indemnity insurance (P&I)
- Coverage for individuals and dependents
The information above is only a consolidated description of the current international insurance products and trip cancellation plans available through this website. Please refer to the Certificate Wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Certificate Wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Extreme, Patriot Executive, Sky Rescue, Global Medical Insurance, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program and Student Health Advantage are administered by International Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot Student T.R.I.P. and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel related benefits and services made available by membership in the National Small Business Travel & Health Association. The program manager is iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and Patriot Student T.R.I.P plans are administered by iTravelInsured and underwritten and offered where available by Delos Insurance. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where available by Delos Insurance Company or Sirius International Insurance Corporation. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Patriot Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel Medical Insurance and Student Health Advantage are the trademarks, service marks and/or registered marks of International Medical Group, Inc. ® Copyright 2007 International Medical Group, Inc. All Rights Reserved.