Term Life Insurance
Term Life Insurance is designed to provide you an insurance protection for a specified (temporary) period of time and pays a benefit only if the insured dies during that period. There are no cash values in term policies. However, for additional premiums, some term plans offer return of premium options. Also some term plans offer options to convert or exchange the term policy for a whole life or permanent plan without evidence of insurability, or offer a re-entry option. With re-entry term policies, the policy owner is guaranteed, at the end of the term, to be able to renew coverage without evidence of insurability, at a rate specified in the policy. However, if you provide evidence of insurability and, if found acceptable by the insurance company, then you qualify for renewed protection at a lower rate than what the policy states.
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Let us help you navigate your life insurance options!
Consult with a professional Midwest Senior Select, Inc. representative for your Life insurance needs at:
262-241-3662 or 1-800-251-3662
Please complete the following form, and submit your information. You will be contacted by one of our authorized licensed Life insurance representatives to answer any questions and give you comparison quotes with several Life insurance companies.